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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,966 | $57,352-44.3% | $83,831-61.9% | $64,173-50.2% |
| Participation rate | 63.3% | 68.6%-5.3pp | 76.1%-12.9pp | 69.6%-6.3pp |
| Annual return | -7.95% | 11.38%-19.3pp | 850.99%-858.9pp | 7.63%-15.6pp |
| Employer contribution / active EE | $1,161 | $2,546-54.4% | $3,631-68.0% | $2,381-51.2% |
| Participant deferral / active EE | $2,135 | $2,993-28.7% | $4,082-47.7% | $3,470-38.5% |
| Admin fee / account holder | $919 | $4,046-77.3% | $5,479-83.2% | $4,887-81.2% |