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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,666 | $88,672+21.4% | $105,223+2.3% | $82,448+30.6% |
| Participation rate | 53.2% | 67.9%-14.7pp | 75.0%-21.9pp | 68.1%-14.9pp |
| Annual return | 15.09% | 30.86%-15.8pp | 180.65%-165.6pp | 41.64%-26.5pp |
| Employer contribution / active EE | $1,658 | $3,048-45.6% | $3,689-55.1% | $2,551-35.0% |
| Participant deferral / active EE | $4,200 | $4,036+4.1% | $5,072-17.2% | $4,139+1.5% |
| Admin fee / account holder | $3,305 | $7,146-53.8% | $8,859-62.7% | $7,234-54.3% |