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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,567 | $81,476+70.1% | $102,383+35.3% | $80,925+71.2% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 11.34% | 25.59%-14.3pp | 24.94%-13.6pp | 35.65%-24.3pp |
| Employer contribution / active EE | $10,717 | $3,105+245.2% | $3,870+176.9% | $2,756+288.8% |
| Participant deferral / active EE | $6,224 | $3,871+60.8% | $5,060+23.0% | $4,299+44.8% |
| Admin fee / account holder | $15,671 | $6,717+133.3% | $8,391+86.8% | $6,940+125.8% |