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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,115 | $73,978+81.3% | $96,515+39.0% | $75,173+78.4% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 0.00% | 26.72%-26.7pp | 35.73%-35.7pp | 160.72%-160.7pp |
| Employer contribution / active EE | $9,661 | $2,931+229.6% | $3,740+158.3% | $2,671+261.7% |
| Participant deferral / active EE | $4,602 | $3,660+25.7% | $4,880-5.7% | $4,126+11.5% |
| Admin fee / account holder | $2,561 | $5,219-50.9% | $6,735-62.0% | $5,651-54.7% |