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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,442 | $88,672+67.4% | $105,223+41.1% | $82,448+80.0% |
| Participation rate | 97.0% | 67.9%+29.0pp | 75.0%+21.9pp | 68.1%+28.9pp |
| Annual return | 14.84% | 30.86%-16.0pp | 180.65%-165.8pp | 41.64%-26.8pp |
| Employer contribution / active EE | $9,713 | $3,048+218.7% | $3,689+163.3% | $2,551+280.7% |
| Participant deferral / active EE | $4,939 | $4,036+22.4% | $5,072-2.6% | $4,139+19.3% |
| Admin fee / account holder | $3,302 | $7,146-53.8% | $8,859-62.7% | $7,234-54.3% |