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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,425 | $104,694-57.6% | $85,709-48.2% | $167,536-73.5% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 9.80% | 21.45%-11.6pp | 21.49%-11.7pp | 478.82%-469.0pp |
| Employer contribution / active EE | $2,997 | $3,337-10.2% | $2,619+14.4% | $4,839-38.1% |
| Participant deferral / active EE | $6,382 | $4,826+32.2% | $3,924+62.6% | $6,342+0.6% |
| Admin fee / account holder | $1,507 | $10,035-85.0% | $6,876-78.1% | $12,315-87.8% |