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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,674 | $102,638-63.3% | $81,982-54.0% | $158,982-76.3% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 10.45% | 61.05%-50.6pp | 41.31%-30.9pp | 302.99%-292.5pp |
| Employer contribution / active EE | $2,864 | $3,241-11.6% | $2,498+14.6% | $4,763-39.9% |
| Participant deferral / active EE | $6,540 | $4,649+40.7% | $3,722+75.7% | $5,983+9.3% |
| Admin fee / account holder | $539 | $8,237-93.5% | $5,665-90.5% | $11,252-95.2% |