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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,498 | $48,364+62.3% | $71,796+9.3% | $62,881+24.8% |
| Participation rate | 57.1% | 60.6%-3.5pp | 69.1%-12.0pp | 69.3%-12.2pp |
| Annual return | 6.25% | 13.16%-6.9pp | 78.04%-71.8pp | 20.14%-13.9pp |
| Employer contribution / active EE | $619 | $1,042-40.6% | $1,924-67.8% | $2,281-72.9% |
| Participant deferral / active EE | $2,443 | $2,091+16.8% | $2,794-12.6% | $3,203-23.7% |
| Admin fee / account holder | $2,851 | $3,771-24.4% | $4,815-40.8% | $4,296-33.6% |