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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,739 | $93,617-19.1% | $135,982-44.3% | $75,177+0.7% |
| Participation rate | 98.2% | 75.2%+23.0pp | 81.9%+16.3pp | 67.2%+31.0pp |
| Annual return | 15.18% | 30.89%-15.7pp | 68.32%-53.1pp | 160.75%-145.6pp |
| Employer contribution / active EE | $2,494 | $3,538-29.5% | $4,859-48.7% | $2,671-6.6% |
| Participant deferral / active EE | $4,500 | $6,406-29.8% | $7,760-42.0% | $4,126+9.1% |
| Admin fee / account holder | $2,205 | $6,980-68.4% | $10,767-79.5% | $5,651-61.0% |