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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,384 | $105,200-34.0% | $159,474-56.5% | $85,847-19.2% |
| Participation rate | 98.5% | 75.8%+22.7pp | 82.8%+15.6pp | 69.3%+29.1pp |
| Annual return | 9.72% | 45.08%-35.4pp | 263.68%-254.0pp | 318.61%-308.9pp |
| Employer contribution / active EE | $1,812 | $3,319-45.4% | $4,831-62.5% | $2,565-29.4% |
| Participant deferral / active EE | $4,977 | $5,946-16.3% | $7,353-32.3% | $3,952+25.9% |
| Admin fee / account holder | $12,842 | $6,934+85.2% | $10,802+18.9% | $6,261+105.1% |