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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,186 | $162,821-59.4% | $133,978-50.6% | $158,982-58.4% |
| Participation rate | 87.5% | 83.2%+4.3pp | 79.8%+7.7pp | 82.0%+5.5pp |
| Annual return | 12.93% | 41.95%-29.0pp | 45.10%-32.2pp | 302.99%-290.1pp |
| Employer contribution / active EE | $0 | $4,976-100.0% | $3,919-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $3,420 | $5,910-42.1% | $5,047-32.3% | $5,983-42.9% |
| Admin fee / account holder | $4,218 | $11,742-64.1% | $8,930-52.8% | $11,252-62.5% |