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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,681 | $152,619-64.2% | $125,195-56.3% | $152,909-64.2% |
| Participation rate | 80.0% | 83.3%-3.3pp | 79.8%+0.2pp | 82.5%-2.5pp |
| Annual return | 14.18% | 54.85%-40.7pp | 43.79%-29.6pp | 345.46%-331.3pp |
| Employer contribution / active EE | $0 | $4,947-100.0% | $3,866-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $4,880 | $5,869-16.8% | $4,937-1.2% | $5,851-16.6% |
| Admin fee / account holder | $23,293 | $13,437+73.3% | $9,704+140.0% | $11,601+100.8% |