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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,980 | $106,280+207.7% | $96,538+238.7% | $139,487+134.4% |
| Participation rate | 83.3% | 77.8%+5.5pp | 74.3%+9.0pp | 80.3%+3.0pp |
| Annual return | 17.00% | 38.48%-21.5pp | 35.74%-18.7pp | 373.84%-356.8pp |
| Employer contribution / active EE | $1,178 | $4,107-71.3% | $3,740-68.5% | $4,755-75.2% |
| Participant deferral / active EE | $3,827 | $5,457-29.9% | $4,880-21.6% | $6,713-43.0% |
| Admin fee / account holder | $2,281 | $7,888-71.1% | $6,737-66.1% | $11,407-80.0% |