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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,243 | $157,304+39.4% | $141,197+55.3% | $152,909+43.4% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 37.04% | 64.34%-27.3pp | 71.41%-34.4pp | 345.46%-308.4pp |
| Employer contribution / active EE | $11,643 | $5,263+121.2% | $4,736+145.8% | $4,764+144.4% |
| Participant deferral / active EE | $6,699 | $7,111-5.8% | $6,710-0.2% | $5,851+14.5% |
| Admin fee / account holder | $16,404 | $12,126+35.3% | $10,265+59.8% | $11,601+41.4% |