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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,591 | $84,518-89.8% | $67,704-87.3% | $125,389-93.1% |
| Participation rate | 100.0% | 74.8%+25.2pp | 67.5%+32.5pp | 83.2%+16.8pp |
| Annual return | -2.46% | 2.57%-5.0pp | 25.41%-27.9pp | 282.24%-284.7pp |
| Employer contribution / active EE | $1,883 | $3,292-42.8% | $2,559-26.4% | $4,866-61.3% |
| Participant deferral / active EE | $1,276 | $4,430-71.2% | $3,585-64.4% | $5,352-76.1% |
| Admin fee / account holder | $362 | $5,340-93.2% | $4,255-91.5% | $9,541-96.2% |