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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,617 | $125,190+81.0% | $105,624+114.6% | $145,897+55.3% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 22.76% | 225.22%-202.5pp | 116.20%-93.4pp | 552.29%-529.5pp |
| Employer contribution / active EE | $2,521 | $3,720-32.2% | $3,168-20.4% | $4,663-45.9% |
| Participant deferral / active EE | $1,822 | $5,716-68.1% | $5,013-63.7% | $6,689-72.8% |
| Admin fee / account holder | $5,570 | $17,138-67.5% | $10,961-49.2% | $13,390-58.4% |