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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,653 | $81,262+231.8% | $155,602+73.3% | $80,911+233.3% |
| Participation rate | 83.9% | 66.2%+17.6pp | 78.2%+5.7pp | 67.6%+16.2pp |
| Annual return | 15.88% | 33.34%-17.5pp | 64.81%-48.9pp | 35.63%-19.7pp |
| Employer contribution / active EE | $5,839 | $3,102+88.2% | $4,675+24.9% | $2,756+111.9% |
| Participant deferral / active EE | $4,570 | $3,451+32.4% | $5,629-18.8% | $4,297+6.4% |
| Admin fee / account holder | $867 | $7,992-89.2% | $15,923-94.6% | $6,935-87.5% |