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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,437 | $184,000-23.1% | $162,185-12.8% | $152,909-7.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 19.98% | 150.80%-130.8pp | 115.61%-95.6pp | 345.46%-325.5pp |
| Employer contribution / active EE | $2,391 | $6,370-62.5% | $5,613-57.4% | $4,764-49.8% |
| Participant deferral / active EE | $5,806 | $8,033-27.7% | $7,297-20.4% | $5,851-0.8% |
| Admin fee / account holder | $2,158 | $13,124-83.6% | $10,844-80.1% | $11,601-81.4% |