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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,781 | $153,769-42.9% | $133,975-34.5% | $273,972-68.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 7.25% | 36.51%-29.3pp | 29.29%-22.0pp | 41.46%-34.2pp |
| Employer contribution / active EE | $2,074 | $6,029-65.6% | $5,211-60.2% | $4,869-57.4% |
| Participant deferral / active EE | $4,602 | $6,958-33.9% | $6,282-26.7% | $5,287-13.0% |
| Admin fee / account holder | $3,615 | $11,765-69.3% | $9,324-61.2% | $10,133-64.3% |