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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,620 | $201,344-24.7% | $184,243-17.7% | $145,877+3.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.92% | 29.01%-17.1pp | 28.82%-16.9pp | 551.28%-539.4pp |
| Employer contribution / active EE | $2,562 | $7,022-63.5% | $6,427-60.1% | $4,663-45.0% |
| Participant deferral / active EE | $4,297 | $9,807-56.2% | $9,132-52.9% | $6,691-35.8% |
| Admin fee / account holder | $3,921 | $16,382-76.1% | $13,914-71.8% | $13,402-70.7% |