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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,952 | $209,336-9.3% | $197,124-3.6% | $137,256+38.4% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 12.21% | 48.09%-35.9pp | 44.34%-32.1pp | 220.34%-208.1pp |
| Employer contribution / active EE | $2,026 | $6,591-69.3% | $6,227-67.5% | $4,156-51.3% |
| Participant deferral / active EE | $4,210 | $9,614-56.2% | $9,135-53.9% | $6,407-34.3% |
| Admin fee / account holder | $2,893 | $17,308-83.3% | $16,298-82.2% | $12,270-76.4% |