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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,712 | $80,763-27.3% | $102,412-42.7% | $74,459-21.1% |
| Participation rate | 67.0% | 65.7%+1.3pp | 74.5%-7.5pp | 67.2%-0.2pp |
| Annual return | 24.29% | 27.57%-3.3pp | 24.94%-0.6pp | 1369.70%-1345.4pp |
| Employer contribution / active EE | $1,531 | $3,160-51.6% | $3,870-60.4% | $2,626-41.7% |
| Participant deferral / active EE | $3,073 | $3,862-20.4% | $5,060-39.3% | $4,350-29.3% |
| Admin fee / account holder | $7,373 | $2,371+210.9% | $8,388-12.1% | $1,945+279.1% |