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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,427 | $73,988-26.4% | $96,538-43.6% | $75,177-27.6% |
| Participation rate | 63.2% | 66.4%-3.3pp | 74.3%-11.2pp | 67.2%-4.0pp |
| Annual return | 13.37% | 26.73%-13.4pp | 35.74%-22.4pp | 160.75%-147.4pp |
| Employer contribution / active EE | $1,127 | $2,930-61.5% | $3,740-69.9% | $2,671-57.8% |
| Participant deferral / active EE | $2,504 | $3,660-31.6% | $4,880-48.7% | $4,126-39.3% |
| Admin fee / account holder | $3,242 | $5,220-37.9% | $6,737-51.9% | $5,651-42.6% |