Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,108 | $50,637-46.5% | $86,582-68.7% | $62,293-56.5% |
| Participation rate | 48.6% | 67.9%-19.2pp | 73.5%-24.9pp | 69.5%-20.9pp |
| Annual return | 7.87% | 20.80%-12.9pp | 965.08%-957.2pp | 28.90%-21.0pp |
| Employer contribution / active EE | $359 | $2,075-82.7% | $2,839-87.4% | $2,042-82.4% |
| Participant deferral / active EE | $1,092 | $2,611-58.2% | $3,609-69.7% | $3,169-65.5% |
| Admin fee / account holder | $23 | $413-94.3% | $4,904-99.5% | $479-95.1% |