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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,601 | $185,312-34.4% | $161,489-24.7% | $154,746-21.4% |
| Participation rate | 59.1% | 82.5%-23.4pp | 78.7%-19.6pp | 80.7%-21.6pp |
| Annual return | 12.96% | 103.84%-90.9pp | 89.72%-76.8pp | 172.34%-159.4pp |
| Employer contribution / active EE | $2,071 | $4,769-56.6% | $4,268-51.5% | $4,379-52.7% |
| Participant deferral / active EE | $2,898 | $6,350-54.4% | $5,630-48.5% | $6,730-56.9% |
| Admin fee / account holder | $4,078 | $18,654-78.1% | $16,006-74.5% | $14,365-71.6% |