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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,598 | $167,362-9.4% | $143,799+5.4% | $134,532+12.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -26.01% | 0.47%-26.5pp | -0.04%-26.0pp | 418.27%-444.3pp |
| Employer contribution / active EE | $5,157 | $5,620-8.2% | $4,952+4.1% | $4,741+8.8% |
| Participant deferral / active EE | $7,566 | $6,447+17.4% | $5,638+34.2% | $6,401+18.2% |
| Admin fee / account holder | $9,269 | $18,094-48.8% | $14,677-36.9% | $11,429-18.9% |