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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,329 | $202,342-12.9% | $172,752+2.1% | $152,897+15.3% |
| Participation rate | 90.9% | 87.1%+3.9pp | 82.6%+8.3pp | 82.5%+8.5pp |
| Annual return | 21.71% | 1029.83%-1008.1pp | 802.97%-781.3pp | 345.43%-323.7pp |
| Employer contribution / active EE | $9,461 | $5,858+61.5% | $5,144+83.9% | $4,764+98.6% |
| Participant deferral / active EE | $6,820 | $5,948+14.7% | $5,198+31.2% | $5,851+16.6% |
| Admin fee / account holder | $10,292 | $17,111-39.9% | $13,955-26.2% | $11,599-11.3% |