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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,565 | $217,427-79.5% | $185,837-76.0% | $167,518-73.4% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.22% | 148.39%-133.2pp | 122.08%-106.9pp | 478.71%-463.5pp |
| Employer contribution / active EE | $3,087 | $5,874-47.4% | $5,168-40.3% | $4,838-36.2% |
| Participant deferral / active EE | $8,773 | $6,357+38.0% | $5,568+57.5% | $6,342+38.3% |
| Admin fee / account holder | $2,583 | $19,816-87.0% | $16,241-84.1% | $12,312-79.0% |