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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,985 | $89,364-20.6% | $141,177-49.7% | $72,983-2.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 18.06% | 111.86%-93.8pp | 71.40%-53.3pp | 81.01%-63.0pp |
| Employer contribution / active EE | $3,664 | $3,115+17.6% | $4,736-22.6% | $2,440+50.2% |
| Participant deferral / active EE | $3,183 | $5,419-41.3% | $6,710-52.6% | $3,608-11.8% |
| Admin fee / account holder | $78,772 | $5,959+1221.9% | $10,263+667.5% | $5,124+1437.3% |