See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
DEAN FINANCIAL SERVICES2 years Service code 15 · EIN 31-0861689 | Recordkeeping | $15,165 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,555 | $55,002-29.9% | $59,878-35.6% | $56,287-31.5% |
| Participation rate | 33.0% | 75.9%-42.9pp | 74.7%-41.7pp | 69.9%-36.8pp |
| Annual return | -7.04% | 1.13%-8.2pp | 3.46%-10.5pp | -9.96%+2.9pp |
| Employer contribution / active EE | $731 | $2,448-70.1% | $2,722-73.1% | $2,111-65.4% |
| Participant deferral / active EE | $1,276 | $3,121-59.1% | $3,402-62.5% | $3,350-61.9% |
| Admin fee / account holder | $361 | $236+53.2% | $3,590-89.9% | $521-30.7% |