Retirement plan

STRADER'S GARDEN CENTERS, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Name: STRADERS GARDEN CENTERS, INC. - STRADER'S GARDEN CENTERS, INC. 401(K) PROFIT SHARING PLAN AND TRUST (2020) Form 5500
Creator: STRADERS GARDEN CENTERS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STRADER'S GARDEN CENTERS, INC. 401(K) PROFIT SHARING PLAN AND TRUST, STRADERS GARDEN CENTERS, INC.

STRADERS GARDEN CENTERS, INC.EIN 31-0852512Plan #001PY 2020

5350 RIVERSIDE DRIVE - COLUMBUS, OH 43220614-889-1314LinkedIn51-200 employeesretail

Prospect flagsHigh feesLow participant contribution

How to read this page

Total assets (EOY)

$5.9M

+10.1% from 2019

Total participants

107

+25.9% from 2019

Average account balance

$61,985

-14.3% from 2019

Annual return

11.68%

-5.63 pp from 2019

Benchmarks

See 4,277 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants25-99

Cohort4,277 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$7.10M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$71K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

100

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

144.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$55K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$791

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.05%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$5619

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2F2G3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$247K

$3525 / participant

Other / not subdivided$247K100.0%

% of EOY assets

4.190%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$61,985

$52,279+18.6%

$89,414-30.7%

$79,852-22.4%

Participation rate

82.9%

57.5%+25.3pp

68.0%+14.9pp

69.6%+13.2pp

Annual return

11.68%

22.16%-10.5pp

245.50%-233.8pp

31.72%-20.0pp

Employer contribution / active EE

$1,429

$1,572-9.1%

$2,586-44.8%

$2,471-42.2%

Participant deferral / active EE

$451

$2,740-83.5%

$3,890-88.4%

$3,740-87.9%

Admin fee / account holder

$2,597

$3,356-22.6%

$4,883-46.8%

$5,306-51.1%

STRADER'S GARDEN CENTERS, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STRADER'S GARDEN CENTERS, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion