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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,516 | $82,630-24.3% | $64,105-2.5% | $125,389-50.1% |
| Participation rate | 60.0% | 75.9%-15.9pp | 68.2%-8.2pp | 83.2%-23.2pp |
| Annual return | -0.03% | 1489.72%-1489.7pp | 791.24%-791.3pp | 282.24%-282.3pp |
| Employer contribution / active EE | $550 | $2,671-79.4% | $1,820-69.8% | $4,866-88.7% |
| Participant deferral / active EE | $1,104 | $3,608-69.4% | $2,822-60.9% | $5,352-79.4% |
| Admin fee / account holder | $690 | $6,382-89.2% | $4,499-84.7% | $9,541-92.8% |