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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,842 | $79,438-23.4% | $106,555-42.9% | $79,391-23.4% |
| Participation rate | 75.2% | 74.2%+1.1pp | 76.1%-0.9pp | 70.7%+4.5pp |
| Annual return | 14.09% | 18.27%-4.2pp | 26.80%-12.7pp | 116.88%-102.8pp |
| Employer contribution / active EE | $1,784 | $2,235-20.2% | $2,819-36.7% | $2,428-26.5% |
| Participant deferral / active EE | $3,497 | $3,824-8.5% | $4,399-20.5% | $4,046-13.6% |
| Admin fee / account holder | $3,118 | $523+496.2% | $7,408-57.9% | $627+397.7% |