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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,674 | $180,466-28.1% | $154,114-15.9% | $135,382-4.2% |
| Participation rate | 86.7% | 87.4%-0.8pp | 83.0%+3.6pp | 82.6%+4.0pp |
| Annual return | -6.98% | 888.15%-895.1pp | 735.16%-742.1pp | 519.77%-526.8pp |
| Employer contribution / active EE | $2,203 | $6,035-63.5% | $5,298-58.4% | $4,779-53.9% |
| Participant deferral / active EE | $5,240 | $5,806-9.7% | $5,081+3.1% | $5,609-6.6% |
| Admin fee / account holder | $4,069 | $16,144-74.8% | $13,411-69.7% | $10,829-62.4% |