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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,233 | $72,177+95.7% | $115,037+22.8% | $59,633+136.8% |
| Participation rate | 84.8% | 72.6%+12.3pp | 81.4%+3.5pp | 68.7%+16.2pp |
| Annual return | -3.36% | 12.02%-15.4pp | 26.14%-29.5pp | 2041.40%-2044.8pp |
| Employer contribution / active EE | $1,770 | $2,841-37.7% | $4,608-61.6% | $2,203-19.6% |
| Participant deferral / active EE | $3,955 | $4,783-17.3% | $6,026-34.4% | $3,192+23.9% |
| Admin fee / account holder | $29,142 | $4,927+491.5% | $8,175+256.5% | $4,297+578.2% |