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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,788 | $65,704-59.2% | $94,229-71.6% | $59,633-55.1% |
| Participation rate | 72.4% | 72.1%+0.3pp | 78.8%-6.4pp | 68.7%+3.7pp |
| Annual return | -2.12% | 5.22%-7.3pp | 10.68%-12.8pp | 2041.45%-2043.6pp |
| Employer contribution / active EE | $0 | $2,021-100.0% | $3,587-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,345 | $3,143-25.4% | $4,320-45.7% | $3,192-26.5% |
| Admin fee / account holder | $343 | $4,265-92.0% | $6,269-94.5% | $4,297-92.0% |