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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,204 | $84,236-80.8% | $170,439-90.5% | $70,124-76.9% |
| Participation rate | 94.7% | 70.8%+23.9pp | 83.6%+11.1pp | 69.5%+25.2pp |
| Annual return | 8.47% | 23.06%-14.6pp | 205.94%-197.5pp | 73.14%-64.7pp |
| Employer contribution / active EE | $1,185 | $3,387-65.0% | $5,433-78.2% | $2,342-49.4% |
| Participant deferral / active EE | $1,757 | $3,086-43.1% | $4,939-64.4% | $3,332-47.3% |
| Admin fee / account holder | $1,689 | $5,698-70.4% | $13,881-87.8% | $4,645-63.6% |