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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,447 | $77,638-80.1% | $156,551-90.1% | $62,881-75.4% |
| Participation rate | 97.3% | 71.2%+26.1pp | 84.0%+13.3pp | 69.3%+28.0pp |
| Annual return | -0.94% | 50.33%-51.3pp | 32.23%-33.2pp | 20.14%-21.1pp |
| Employer contribution / active EE | $1,527 | $3,444-55.7% | $5,501-72.2% | $2,281-33.0% |
| Participant deferral / active EE | $1,938 | $3,046-36.4% | $4,871-60.2% | $3,203-39.5% |
| Admin fee / account holder | $2,315 | $5,561-58.4% | $13,028-82.2% | $4,296-46.1% |