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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,165 | $117,904+18.0% | $102,457+35.8% | $145,978-4.7% |
| Participation rate | 60.0% | 78.6%-18.6pp | 76.5%-16.5pp | 80.3%-20.3pp |
| Annual return | 7.99% | 31.80%-23.8pp | 29.41%-21.4pp | 550.52%-542.5pp |
| Employer contribution / active EE | $0 | $3,613-100.0% | $3,022-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $4,904 | $5,733-14.5% | $5,054-3.0% | $6,690-26.7% |
| Admin fee / account holder | $216 | $13,329-98.4% | $9,451-97.7% | $13,400-98.4% |