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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,496 | $65,566+19.7% | $86,235-9.0% | $75,177+4.4% |
| Participation rate | 53.3% | 60.5%-7.2pp | 69.0%-15.7pp | 67.2%-13.9pp |
| Annual return | 14.49% | 46.07%-31.6pp | 1170.03%-1155.5pp | 160.75%-146.3pp |
| Employer contribution / active EE | $675 | $1,553-56.5% | $2,381-71.6% | $2,671-74.7% |
| Participant deferral / active EE | $3,252 | $3,023+7.6% | $3,987-18.4% | $4,126-21.2% |
| Admin fee / account holder | $5,407 | $5,470-1.1% | $6,856-21.1% | $5,651-4.3% |