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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $11,490 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,403 | $59,819+7.7% | $79,583-19.1% | $68,490-6.0% |
| Participation rate | 62.4% | 61.1%+1.3pp | 69.5%-7.1pp | 67.9%-5.5pp |
| Annual return | -16.26% | -12.30%-4.0pp | 0.16%-16.4pp | -7.85%-8.4pp |
| Employer contribution / active EE | $611 | $1,505-59.4% | $2,414-74.7% | $2,597-76.5% |
| Participant deferral / active EE | $3,328 | $3,025+10.0% | $3,986-16.5% | $4,028-17.4% |
| Admin fee / account holder | $185 | $4,835-96.2% | $6,835-97.3% | $5,403-96.6% |