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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,028 | $48,050+70.7% | $85,969-4.6% | $59,633+37.6% |
| Participation rate | 49.0% | 64.5%-15.4pp | 76.5%-27.5pp | 68.7%-19.7pp |
| Annual return | -0.19% | 0.29%-0.5pp | 9.32%-9.5pp | 2041.45%-2041.6pp |
| Employer contribution / active EE | $460 | $1,640-71.9% | $3,474-86.7% | $2,203-79.1% |
| Participant deferral / active EE | $1,647 | $2,249-26.8% | $3,829-57.0% | $3,192-48.4% |
| Admin fee / account holder | $2,134 | $3,206-33.4% | $6,053-64.7% | $4,297-50.3% |