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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,614 | $100,003+103.6% | $146,685+38.8% | $85,856+137.2% |
| Participation rate | 96.6% | 73.1%+23.5pp | 80.1%+16.5pp | 69.3%+27.2pp |
| Annual return | 10.85% | 18.93%-8.1pp | 22.75%-11.9pp | 318.58%-307.7pp |
| Employer contribution / active EE | $3,221 | $2,559+25.9% | $4,137-22.1% | $2,565+25.6% |
| Participant deferral / active EE | $8,445 | $4,006+110.8% | $5,507+53.4% | $3,952+113.7% |
| Admin fee / account holder | $14,117 | $7,704+83.2% | $10,281+37.3% | $6,261+125.5% |