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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,916 | $96,643+0.3% | $86,617+11.9% | $139,456-30.5% |
| Participation rate | 62.5% | 74.4%-11.9pp | 71.7%-9.2pp | 80.3%-17.8pp |
| Annual return | 13.50% | 106.57%-93.1pp | 591.91%-578.4pp | 373.45%-360.0pp |
| Employer contribution / active EE | $433 | $3,264-86.7% | $3,023-85.7% | $4,753-90.9% |
| Participant deferral / active EE | $2,520 | $4,835-47.9% | $4,437-43.2% | $6,711-62.5% |
| Admin fee / account holder | $22,184 | $6,406+246.3% | $5,613+295.2% | $11,407+94.5% |