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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,739 | $65,027-34.3% | $90,970-53.0% | $79,852-46.5% |
| Participation rate | 50.0% | 61.6%-11.6pp | 69.0%-19.0pp | 69.6%-19.6pp |
| Annual return | 18.38% | 30.45%-12.1pp | 134.58%-116.2pp | 31.72%-13.3pp |
| Employer contribution / active EE | $1,298 | $1,247+4.1% | $2,122-38.8% | $2,471-47.5% |
| Participant deferral / active EE | $2,272 | $2,512-9.5% | $3,373-32.6% | $3,740-39.3% |
| Admin fee / account holder | $2,963 | $4,535-34.7% | $5,960-50.3% | $5,306-44.2% |