Retirement plan

EMORY P. ZIMMER INSURANCE AGENCY, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Name: EMORY P. ZIMMER INSURANCE AGENCY, INC. - EMORY P. ZIMMER INSURANCE AGENCY, INC. EMPLOYEE STOCK OWNERSHIP PLAN (2017) Form 5500
Creator: EMORY P. ZIMMER INSURANCE AGENCY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMORY P. ZIMMER INSURANCE AGENCY, INC. EMPLOYEE STOCK OWNERSHIP PLAN, EMORY P. ZIMMER INSURANCE AGENCY, INC.

EMORY P. ZIMMER INSURANCE AGENCY, INC.EIN 31-0728150Plan #002PY 2017

2148 GILBERT AVENUE - CINCINNATI, OH 45206513-381-1919LinkedIn11-50 employeesinsurance

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$1.7M

-11.0% from 2016

Total participants

-13.3% from 2016

Average account balance

$129,908

+2.6% from 2016

Annual return

-11.01%

-14.06 pp from 2016

Benchmarks

See 30,802 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants<25

Cohort30,802 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.25M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$138K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-37.00%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2P

Plan features

2P
Leveraged ESOP
Employee stock ownership plan that acquires employer securities with borrowed money or other debt-financing techniques.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$62K

$6167 / participant

Other / not subdivided$62K100.0%

% of EOY assets

3.652%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$129,908

$171,867-24.4%

$149,721-13.2%

$147,586-12.0%

Participation rate

100.0%

88.2%+11.8pp

87.1%+12.9pp

82.8%+17.2pp

Annual return

-11.01%

2113.36%-2124.4pp

1501.67%-1512.7pp

578.59%-589.6pp

Employer contribution / active EE

$6,115

$6,275-2.5%

$5,444+12.3%

$4,876+25.4%

Participant deferral / active EE

$7,270-100.0%

$6,568-100.0%

$5,439-100.0%

Admin fee / account holder

$4,744

$13,799-65.6%

$11,282-58.0%

$10,886-56.4%

EMORY P. ZIMMER INSURANCE AGENCY, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMORY P. ZIMMER INSURANCE AGENCY, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion