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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,554 | $99,875+109.8% | $146,866+42.7% | $86,983+140.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 13.18% | 28.10%-14.9pp | 102.85%-89.7pp | 25.83%-12.7pp |
| Employer contribution / active EE | $4,951 | $3,224+53.6% | $4,425+11.9% | $2,584+91.6% |
| Participant deferral / active EE | $9,738 | $6,322+54.0% | $7,759+25.5% | $4,194+132.2% |
| Admin fee / account holder | $29,906 | $7,838+281.6% | $13,620+119.6% | $7,856+280.7% |