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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,046 | $105,210+95.8% | $159,487+29.2% | $85,851+140.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 11.59% | 45.08%-33.5pp | 263.71%-252.1pp | 318.63%-307.0pp |
| Employer contribution / active EE | $3,511 | $3,319+5.8% | $4,831-27.3% | $2,565+36.9% |
| Participant deferral / active EE | $8,152 | $5,946+37.1% | $7,354+10.9% | $3,952+106.3% |
| Admin fee / account holder | $31,496 | $6,934+354.2% | $10,804+191.5% | $6,261+403.1% |