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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,984 | $110,212+25.2% | $96,534+42.9% | $139,466-1.1% |
| Participation rate | 72.7% | 78.1%-5.4pp | 76.0%-3.3pp | 80.3%-7.6pp |
| Annual return | 14.85% | 26.42%-11.6pp | 25.88%-11.0pp | 373.66%-358.8pp |
| Employer contribution / active EE | $348 | $3,620-90.4% | $2,965-88.3% | $4,754-92.7% |
| Participant deferral / active EE | $3,881 | $5,547-30.0% | $4,851-20.0% | $6,712-42.2% |
| Admin fee / account holder | $2,809 | $11,599-75.8% | $8,253-66.0% | $11,409-75.4% |