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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,769 | $100,805+22.8% | $86,698+42.8% | $134,532-8.0% |
| Participation rate | 75.0% | 79.0%-4.0pp | 76.6%-1.6pp | 81.2%-6.2pp |
| Annual return | -15.39% | 29.09%-44.5pp | 35.95%-51.3pp | 418.27%-433.7pp |
| Employer contribution / active EE | $350 | $3,490-90.0% | $2,837-87.7% | $4,741-92.6% |
| Participant deferral / active EE | $4,251 | $5,339-20.4% | $4,656-8.7% | $6,401-33.6% |
| Admin fee / account holder | $3,037 | $10,925-72.2% | $7,493-59.5% | $11,429-73.4% |