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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,279 | $117,895+45.3% | $102,460+67.2% | $145,897+17.4% |
| Participation rate | 73.7% | 78.6%-4.9pp | 76.5%-2.8pp | 80.3%-6.6pp |
| Annual return | 17.14% | 31.92%-14.8pp | 29.47%-12.3pp | 552.29%-535.1pp |
| Employer contribution / active EE | $342 | $3,619-90.5% | $3,025-88.7% | $4,663-92.7% |
| Participant deferral / active EE | $4,394 | $5,736-23.4% | $5,056-13.1% | $6,689-34.3% |
| Admin fee / account holder | $5,727 | $13,353-57.1% | $9,460-39.5% | $13,390-57.2% |